GreenSky’s Financial Technology

GreenSky was established in the year 2006. Its headquarters are located in Atlanta, Georgia in the United States. The company also has a call center in Covington, Kentucky. It was founded by David Zalik who is a genius in nature. He managed to start his company at the age of 14. The company serves as a middleman. It provides technical assistance to merchants and banks in making loans. Unlike other credit companies, GreenSky programs are supplied by state-chartered, federal and federally-insured financial institutions. GreenSky works with over 17,000 retailers. The retailers utilize the loans in home improvement, healthcare and for solar solutions. Home improvements endeavors include roofing and window repair. From the year 2012 to 2016, over $5 billion has been lent through GreenSky’s program.

The company is managed by David Zalik, who serves as the CEO. In an interview, he admitted that GreenSky is not well-known firm as compared to other credit companies. This is because the organization doesn’t make loans using its capital. GreenSky has partnered with various banks in this project. Some of these banks include SunTrust and Regions Financial Corporate. These banks have made several loans through the GreenSky mobile app to many consumers. These consumers range from merchants and retailers like the Home Depot. Moreover, the company signs up all merchants that purchase and sell home improvement items like aluminium siding, roofing and window replacement. GreenSky is also planning to expand its services to bring on board all elective medical personnel such as doctors nurses and veterinary officials.

GreenSky is comprised of a very hardworking team. It has contributed to providing solutions for all the consumers who visit them. In turn, they have played a part in improving the lives of their customers. The company has also been critical in transforming all small-sized businesses into middle-sized corporates. The team is much dedicated to steer the company forward and achieve more. In the year 2016, the organization recorded the highest profits. However, as a privately owned firm, they are not required to disclose their financial information to the public. With the companies’ penetration into the financial marketplace, it’s going to change the face of the financial industry.

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